At Augmont Goldtech Private Limited, we value your privacy and are committed to protecting your personal information in compliance with applicable laws and App Store guidelines.

INFORMATION COLLECTION AND USE

We will never collect sensitive information about you without your explicit consent. The information we hold will be accurate and up to date. You may request access to the information we hold about you at any time by emailing us. If you find any inaccuracies, we will correct or delete them promptly. All personal information is stored securely in accordance with our internal security policies and applicable data protection laws.

COOKIES AND TRACKING TECHNOLOGIES

We may use technology to track user interactions within our site or app. This may include the use of “cookies,” which are stored on your browser. You can modify your browser settings to refuse cookies if you prefer. The information collected through these technologies may be used to identify you unless your browser is configured to prevent it.

DATA SHARING AND THIRD PARTIES

We do not sell or share users’ personal data with data brokers or unrelated third parties. However, we may share limited information with authorized partners and service providers for specific business purposes, including:

• Finkurve Financial Services Limited (FFSL) — a Registered NBFC (Non-Banking Financial Company) under the Reserve Bank of India — for gold loan services for existing users only.
• Payment gateways, regulatory partners, and compliance authorities as required to facilitate lawful financial transactions.

All data shared with such partners is handled securely and in accordance with applicable data protection laws and contractual obligations.

LENDER [LOAN SERVICES BY FINKURVE FINANCIAL SERVICES LIMITED (FFSL)]

The Augmont App does not directly offer or process any loan services. Any loan-related services displayed in the app are offerings facilitated through Finkurve Financial Services Limited (FFSL) — a registered Non-Banking Financial Company (NBFC) under the supervision of the Reserve Bank of India (RBI).

• Lender Name: Finkurve Financial Services Limited
• NBFC Registration Number: B-13.00316 (as issued by the Reserve Bank of India)
• Official Website: https://www.finkurve.com (also known as Arvog)

Augmont Goldtech Private Limited acts only as a technology facilitator for FFSL’s gold loan product, providing app-based access for users who have already availed the service offline. All loan services are governed by FFSL’s own Terms of Service, Privacy Policy, and RBI compliance requirements.

LOAN SERVICES DISCLOSURE

Gold loan services available through the Augmont app are provided exclusively by Finkurve Financial Services Limited (FFSL), a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India under registration number B-13.01340. Augmont Goldtech Private Limited does not issue or process loans directly and only acts as a technology and operational facilitator for FFSL.

• Lender Name: Finkurve Financial Services Limited (FFSL)
• NBFC Registration Number: B-13.01340
• Official Website: https://www.finkurve.com

For FFSL’s company and regulatory details, please refer to their official website.

YOUR RIGHTS

You have the right to access, correct, or delete your personal information. You may contact us at any time if you have concerns about how your data is handled.