Your privacy is important to Keynote Capitals Ltd. We at www.fikaa.in and “FIKAA” App along with Keynote Capitals ltd acknowledge and accept that the personal details that you impart to us, is to be kept in strict confidentiality and to use the information only in the manner which would be beneficial to our customers. This privacy statement provides information about the personal information that we collect, and the ways in which we use that personal information. If you object to your information being transferred or used in this way, please do not provide the details of your information on the Website.

The term Keynote Capitals Ltd (or “us” or “we”) refers to the owners, managers of the website www.fikaa.in and “FIKAA” App whose registered office is The Ruby, 9th Floor, Senapati Bapat Marg, Dadar (W), Mumbai – 400 028, who own and manage the website www.fikaa.in and “FIKAA” (“the Website”)The term “you” refers to the user or viewer of our website.

Collection and use of Personal information:

Keynote Capitals Ltd may collect and use the following kinds of personal information:

• Information about your use of this website;
• Information that you provide using for the purpose of registering with “FIKAA” App (“the Mobile App”);
• Information (including but not limited to Name, Date of Birth/Age, Gender, Business/Profession, Family Details, Investment / Portfolio details, PAN No., KYC, Photograph, Aadhar Number, Relationship with Bankers / Brokers / Intermediaries, Bank Account/Demat Account / Trading Account etc.) that you provide for the purpose of subscribing to the mobile app services.

We would ensure that we collect personal information only to the extent it is necessary to administer our services in the best possible manner and what is required under the various rules/regulations of Indian Laws applicable from time to time. Once you provide your information to us, you provide such information to us and our affiliate and we and our affiliate may use such information to provide you various services. We shall use the personal information for, among other things, customer verification, provision of products and services, for personalization of products or services, marketing or promotion of our financial services or related products or that of our associates and affiliates; for creation of statistical information, statistical analysis or credit scoring, enforcement of your obligations, any other purpose that will help us in providing you with optimal and high-quality services. To ensure high-quality services and a high degree of value addition to you, we may combine the information given by you on the web or through other channels.

Under certain circumstances, we may be required to share the information given by you with our affiliates, associates, Group Companies, and/or third parties, where we feel they can contribute to add value and improve the quality of services imparted by us to you. Where we disclose your personal information to our agents or sub-contractors for these purposes, the agent or sub-contractor in question will be obligated to use that personal information in accordance with the terms of this privacy statement. We or our channel partner/affiliate/associate may use your personal information to contact you for the promotion of products/schemes etc. You hereby agree and understand that such promotional calls may be made to you unless you specifically convey to us to not call you further for such promotions, schemes, etc.

In addition to the disclosures reasonably necessary for the purposes identified elsewhere above, we may also share your information, without obtaining your prior written consent, with government agencies mandated under the law to obtain information for the purpose of verification of identity, or for prevention, detection, investigation including cyber incidents, prosecution, and punishment of offenses, or where disclosure is necessary for compliance of a legal obligation. Any information may be required to be disclosed to any third party by us by an order under the law for the time being in force.

Log File information collected and stored automatically:

If you visit/ log into our Website just to browse, read pages or download information, we gather and store certain information about your visit automatically. This information cannot and does not identify you personally.

When you register with or view our site, our servers automatically record certain information that your web browser sends whenever you visit our Website. The kind of information that is gathered automatically includes the type of browser you are using (e.g. Internet Explorer, Firefox, etc.), the type of Operating System you are using (e.g. Windows or Mac OS), and the domain name of your Internet Service Provider, the date and time of your visit and the pages on our Website. We sometimes use this information to improve our Website(s) design, content and primarily to give you a better browsing experience.

Cookie Policy:

To continually enhance your online experience, we use cookies that store your preferences and give us data about your browsing behavior, such as the pages you visited on this website, how much time you spent on our site, etc. This information helps us understand customer interests and helps us improve our Website. By visiting the Website, you acknowledge, accept, and expressly authorize us for the placement of cookies on your computer or handheld device. Please find below some more information regarding cookies and their application on our Website:

What are Cookies?

A cookie is a simple text file that is stored on your computer or handheld device by a website’s server and only that server will be able to retrieve or read the contents of that cookie. Every cookie is unique to your particular web browser. It will contain some anonymous information such as a unique identifier and the site name with some digits and numbers. Cookies save your time, for example, if you personalize a web page, or navigate within a Site; a cookie recalls your specific information on subsequent visits. www.fikaa.in also uses cookies to track user traffic patterns. The cookies also allow the website to limit the number of ads shown. Most web browsers automatically accept cookies; however, you can modify your browser setting to decline cookies. In addition to cookies, our Website uses a variety of technical methods for tracking purposes, which may include web beacons. Web beacons are small pieces of data that are embedded in images on the pages of websites. www.fikaa.in also uses these technical methods to analyse the traffic patterns on our Website, such as the frequency with which our users visit various parts of our Website.

Reasonable security practices for protecting information:

We use commercially reasonable physical, managerial, and technical safeguards to preserve the integrity and security of your personal information. We cannot, however, ensure or warrant the security of any information you transmit to us and you do so at your own risk. Once we receive your transmission of information, we make commercially reasonable efforts to ensure the security of our systems. However, please note that this is not a guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards.

To protect your privacy and security, we take reasonable steps to verify your identity before granting you access to your account. You are responsible for maintaining the secrecy of your unique password and account information, and for controlling access to your email communications from us, at all times.

Links to other Web Sites:

This website contains links to other websites in the World Wide Web. We are not responsible for the privacy policies or practices of any third party as the same are not under our control. Some of these third-party sites may be co-branded with us, even though they are not operated or maintained by us. Once you have left our Website, you should check the applicable privacy policy of the third-party website to determine how they will handle any information they collect from you.

Disclaimer as to Loss:

Although, we take appropriate steps to maintain the security of the Personal Information we collect from you. But you must understand that the open nature of the internet is such that data may flow over networks without security measures and may be accessed and used by people other than those for whom the data is intended. We assume no responsibility of whatsoever nature as to make good the losses and damages you may incur, due to privacy and/or security breach of your Personal Information.

Changes to our Privacy Policy:

We may update this privacy policy by posting a new version on this Website. If we change its privacy policies and procedures, we will post those changes on www.fikaa.in to keep you/users aware of what information we collect; how we use it, and under what circumstances we may disclose it. Changes to this Privacy Policy are effective when they are posted on this page. Please visit our Website to keep yourself abreast of any changes to this policy.

We reserve the right to make modifications and alterations to the content of this Website. Users are advised to use the data for the purpose of information only and rely on their own judgment while making investment decisions. The investments discussed or recommended may not be suitable for all investors. We do not warranty the timeliness, accuracy, or quality of the electronic content.

The content of the Website cannot be copied, reproduced, republished, uploaded, posted, transmitted, or distributed for any non-personal use without obtaining our prior permission. We reserve the right to terminate the accounts of subscribers/customers, who violate the proprietary rights, in addition to necessary legal action.

We and/or our affiliates are not liable for damages caused by any performance, failure of performance, error, omission, interruption, deletion, defect, delay in transmission or operations, computer virus, communications line failure, and unauthorized access to the personal accounts. We shall not be responsible for any technical failure or malfunctioning of the software or delays of any kind.

Disclaimer:

No warranties:

This Website is provided “as is” without any representations or warranties, express or implied. We and/or our Group Companies, director, employees, affiliates, and associates, make no representations or warranties in relation to the Website or the information and materials provided on the Website.

• This Website will be constantly available, or available at all; or
• The information on this Website is complete, true, accurate,or non-misleading.

Other disclaimers:

Without prejudice to the generality of the foregoing paragraph, we and our group companies, directors, employees, affiliates, and associates state that:

• The information, analysis, advice given herein is purely an interpretation/view of the author and we and/or our Group Companies, directors, employees, affiliates and associates shall not be liable or responsible in any manner whatsoever for the trades executed by the customers on the basis of this information.
• Any comparative indices that are made available on the Website are mere indicators and are in no manner meant to reflect or influence the buying decision of the customers. We and/or Group Companies, directors, employees, affiliates, and associates do not in any manner whatsoever verify or vouch for the accuracy or authenticity of the results.
• Nothing on this Website constitutes or is meant to constitute, advice of any kind. If you require advice in relation to any investments, legal, financial, medical matters, or any other matters, you should consult an appropriate professional.

Disclaimer for content/information/report:

The documents/information available on the Website does not constitute an offer or solicitation for the purchase or sale of any Security / financial instrument or as an official confirmation of any transaction. We and/or our Group Companies, directors, employees, affiliates, and associates shall not be in any way responsible for any loss or damage that may arise to any person from any inadvertent error in the information. The documents/information are provided for assistance only and are not intended to be and must not alone be taken as the basis for any decision. The user assumes the entire risk of any use made of this information. The distribution of this document in certain jurisdictions may be restricted by law, and persons in whose possession this document comes, should inform themselves about and observe, any such restrictions. The information given in this document is as of the date and time and there can be no assurance that future results or events will be consistent with this information. The information is subject to change without any prior notice. We and/or our Group Companies, directors, employees, affiliates, and associates reserve the right to make modifications and alterations to this statement as may be required from time to time. However, we and/or our Group Companies, directors, employees, affiliates, and associates are under no obligation to update or keep the information current.

All layout, design, original artwork, concepts, and other Intellectual Properties, remain the property and copyright of Keynote Capitals Ltd and may not be used in any form or for any purpose whatsoever by any party without the express written permission of the copyright holders.

This is a Private website owned by the Keynote group of companies. Unauthorized scanning of vulnerabilities and exploitation of the same is strictly prohibited. If you have been found to do so, we may bring Civil and/or Criminal action and/or legal proceedings against you which shall be entirely at your costs and consequences.

Limitations of liability:

We and/or our Group Companies, directors, employees, affiliates, and associates will not be liable to you (whether under the law of contact, the law of torts, or otherwise under any other law) in relation to the contents of, or use of, or otherwise in connection with, this Website:

• For any indirect, special or consequential loss; or
• For any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

You accept that we have an interest in limiting the personal liability of our officers, employees, directors, affiliates, Group Companies, and associates. You agree that you will not bring any claim personally against us and/or our Group Companies, directors, employees, affiliates, and associates in respect of any losses you suffer in connection with the website.

Reasonableness:

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect us and/ or our Group Companies, directors, employees, affiliates, and associates.

By using this Website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable. If you do not think they are reasonable, you must not use this Website.

Unenforceable provisions:

If any provision of this Website disclaimer is or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this Website disclaimer.

Jurisdiction:

Your use of this website and any dispute arising out of such use of the website is subject to the laws of India. You hereby consent to the exclusive jurisdiction and venue of courts in Mumbai, Maharashtra, India in all disputes arising out of or relating to the use of this Website. Use of this Website is unauthorized in any jurisdiction that does not give effect to all provisions of these terms and conditions, including without limitation this paragraph.

This notice/policy is not intended to and does not create any contractual or other legal rights in favor of any user or viewer of www.fikaa.in or on behalf of any other party. However, users and viewers are informed that by using the website www.fikaa.in, they are deemed to have consented to the collection and use of information by us as stated above.

If you do not agree to any of the terms mentioned in this Policy document, you should exit the site.